An Introduction

Hi. Welcome to BourGroup and my blog. Phil

Phil Bour is a CERTIFIED FINANCIAL PLANNER(tm) professional since 2004, a Magna Cum Laude college graduate and an accounting professional for over 35+ years. I love numbers, statistics and economic history.

I am also an Enrolled Agent (EA) to represent taxpayers before the Internal Revenue Service and to prepare tax returns.

"Phil"osophy: I believe that you can manage your money on your own (not necessarily through individual stock selection but through mutual funds, ETF's and other solutions) once you receive some one-time, professional guidance. Why pay annual fees when there may be little added value? For additional information, first read the "An Introduction" label at the left. Then move on to others.

Saturday, May 14, 2011

Social Security Statements

Yikes! To save costs, the Social Security Administration (SSA), in April 2011, stopped sending out paper statements of your potential benefits and earnings history a few months before your birthday. So, if your birthday is in late June or early July 2011 you will be the first ones not to receive your statement.

Did you miss it? Will you?

You can (and should) still go online periodically at http://www.socialsecurity.gov/ and obtain the information but you will no longer be able to retrieve your earnings history.

If you are 60 years old or older, the SSA may restart mailing them in 2012 and a few months before your birthday but those younger than 60 will have to go online to obtain their benefit information.