An Introduction

Hi. Welcome to BourGroup and my blog. Phil

Phil Bour is a CERTIFIED FINANCIAL PLANNER(tm) professional since 2004, a Magna Cum Laude college graduate and an accounting professional for over 35+ years. I love numbers, statistics and economic history.

I am also an Enrolled Agent (EA) to represent taxpayers before the Internal Revenue Service and to prepare tax returns.

"Phil"osophy: I believe that you can manage your money on your own (not necessarily through individual stock selection but through mutual funds, ETF's and other solutions) once you receive some one-time, professional guidance. Why pay annual fees when there may be little added value? For additional information, first read the "An Introduction" label at the left. Then move on to others.

Monday, August 22, 2011

Production and Utilization

"...At 94.2 percent of its 2007 average, total industrial production for July (2011) was 3.7 percentage points above its year-earlier level. The capacity utilization rate for total industry climbed to 77.5 percent, a rate 2.2 percentage points above the rate from a year earlier but 2.9 percentage points below its long-run (1972--2010) average..."

This information was obtained from the www.FederalReserve.gov site 8/21/11 and, in the midst of all of the recent bad news and stock market lows, helps to bring a little perspective. The U.S. is making more than last year and using plant capacity at a slightly higher rate than last year.

These are longer-term positive trends to focus on during short-term volatility. It is not all bad in the economy and these numbers are certainly better than last year. Hope. Perspective. Hard things to find through the media onslaught.